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Credit Risk Underwriter Job

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Credit Risk Underwriter

Vacancy!!!

Job Position: CREDIT RISK UNDERWRITER
Job Location: Lagos – Nigeria

Roles & Responsibilities
● Responsible for underwriting commercial loans and preparing presentations
● Takes decisions on credit applications under the supervision of senior underwriters
● Utilizes provided software to score credit applications.
● Establishes rapport; maintains and grows important relationships within the portfolio.
● Performs annual reviews.
● Works with the credit administrator on policies and procedures.
● Provides support for business developers on new customers
● Undertakes the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects.
● Assesses credit opportunities; identifies key risks, and structures alternatives working with relationship managers and credit officers.
● Responsible for preparing in-depth credit packages.
● Responsible for conducting research on borrowers and industries
● Takes ownership of the credit process, making decisions in the best interest of the customer and organization.
● Provides support to account officers on customer calls as needed
● Completes annual reviews, modifications, extensions, renewals, and new loan requests for customers with minimal required changes from the credit approve.
● Analyzes more complex credits with assistance from senior department staff.
● Applies experience with comparable credits to recommend appropriate covenants, terms and conditions, and structure for a credit request.
● Identifies policy exceptions within a credit request.
● Discusses risk ratings and the rationale for the determination of acceptable credits with the relationship managers (RM) and credit approvers.

Requirements
● Requires a minimum of a Bachelor’s degree in Business, Finance, or Accounting
● 3 years of underwriting and analysis experience
● Having to complete a formal credit training program is an added advantage, one must possess the ability to comprehend complex commercial credit
● Good communication skills.
● Analytical Skills.
● Technically conversant and able to collaborate easily
● Computing languages knowledge is a plus

Interested and Qualified Applicant should send their CVs to:
ng.recruitment@baobabgroup.com cc: fmaidugu@baobabgroup.com
All applications in line with the key requirements must be submitted on or before the 12th of September 2022

DISCLAIMER:
This job section ONLY contains summarized details of available jobs therefore it is NOT the official job page. We strive to keep you abreast of job information across several regions and we endeavor to keep the information provided updated and correct.

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